Has Your Insurance Kept Up With Your Life?

Over the years, you've added things worth protecting - your home, your vehicles, your cabin, your business, your toys.

I've been writing coverage in northern Michigan for 40+ years. The gaps I see most often aren't bad policies — they're policies that were right 5 years ago, and nobody has looked at them since.
Marcus Wegmeyer, founder

Take The Coverage Quiz Now

Free • 6 quick questions • Includes our guide: 5 Costly Insurance Mistakes Families Make

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BEFORE YOU START

Watch this short video explaining why so many Northern Michigan families discover coverage gaps they never expected:

The Problem Isn't Bad Insurance...

It's Outdated Insurance.

Most families don't intentionally become underinsured. Life simply changes faster than policies do.

Maybe you've:

Finished your basement

Bought a boat or ATV

Added a cabin

Started renting property

Begun a side business

Purchased valuable equipment

Had teenagers start driving

Meanwhile, your insurance often stays almost exactly the same.

That's how responsible people discover coverage gaps only after a claim.

THE GAPS WE SEE MOST OFTEN

Homes insured for yesterday's rebuilding costs

Side businesses that aren't covered

Rental cabins with the wrong policy

Boats, campers and recreational vehicles carrying inadequate protection

Umbrella policies that no longer match what a family owns

Valuable items that were never specifically insured

Most of these problems don't show up on your renewal notice.

They show up after a fire. After an accident. After a lawsuit. When it's too late to fix them.

That's Why We Created This Quiz

Answer a handful of simple questions about your home, vehicles, family, and lifestyle. You'll quickly see whether there are areas that may deserve a closer look.

If you decide you'd like a complimentary coverage review afterward, our local team is here to help. If not, you'll still walk away with valuable information that can help protect what matters most.

Plus, we'll immediately send you our free guide:
5 Costly Insurance Mistakes Families Make